Pay All Your Bills On Time
Setup automatic bill pay through your bank to make it easy to stay on top of due dates.
Keep Debt Low
Low debt helps keep your credit score high and avoids needless interset payments. This is your credit usage or utilization.
Build, Repair, or Maintain a Good Credit Score
You must prove to the credit bureaus that you have the ability to pay back the money your borrow.
Keep Inquiries To A Minimum
Don't have your credit report run too often. Multiple hard inquiries for auto, mortgage, or student loans are generally treated as a single inquiry to minimize credit score impact, typically within a 14 to 45-day window. For the most common FICO scores, this rate-shopping window is 45 days, allowing consumers to compare rates without significant penalties.
Have Health & Auto Insurance
One of the biggest cases of bankruptcy is medical bills; avoid that problem by making sure you have enough coverage.
Check Your Credit Once A Year
If your credit score is critically low we have experts that can help. Contact Us
Welcome!
Master Your Money
Before It Masters You
Take control of your finances with tools and strategies designed to help you stress less and stack more. Whether you're just starting out or rebuilding from financial setbacks, we’ll show you how to create a plan that actually fits your life — and gets results. No judgment, no fluff — just real steps to build momentum with your money.
Benefits
of Learning Money Skils
Become confident in your money choices, understand how to avoid pitfalls, and enable your money to work for you
Health & Happiness
You are not alone, many deal with financial stress that can impact health. Learning basic money skills will empower you to be happier and lead a healthier lifestyle.
Better Productivity
Statistics show that money troubles lower your productivity at home, work, and in your personal life, yet equipping yourself to manage money correctly increases productivity
Lifestyle & Wellbeing
Taking control of your money opens you to the potential for new experinces, achieving a dream, or other goals such as college, travel, kids, marriage, auto & homeowenrship.
Financial Foundations:
Taking Control of Your
Let's Master Your
Budget
Watch a Course
If your learning style is self paced, interactive and instructional, this pre-recorded video will walk you through preparing a budget you are confident and excited about.
Remember you can pause and come back or pause to reflect. Also bring a pen and paper or your journal to take notes so you'll always have them handy and can refer to them later.
Read & Reflect: Budget Boss
If your learning style is to read, take your time, and reflect. Or like some of our member community that likes to print, to have a tangible reference this this in depth, budgeting best practice article is for you.
You'll be able to reference it later, highlight important sections that you'd like to work on personally and keep it as a reminder to fuel your journey.
Need A Monthly Mentor
No problem! Our partnership with Mike Pair Money will give you expert guidance at a low cost of $47.99/month.
Their certified mentors will help you build a plan and keep you accountable to execute the plan. Offering every day tips and practical strategies to help you stay disciplined. Try it out. We're confident it'll give you the financial edge you need. Cancel Anytime.
Open A New Bank Account
If you are thinking about
starting , reopening, or chaning your bank,
keep SoFi in mind.
SoFi has been helping members reach financial independence since 2011.
Start saving and investing today!
Let's Master Your
Savings
Saving For Your Dreams
Instructional style webinar that will help you discover simple, practical ways to build savings fast — even on a tight budget.
Course covers automating your stash to ditching sneaky expenses, we’ll show you how to save without sacrificing everything you love.
Master Your Savings Guide
Our national award winning Savings e-Book guide and presentation has had fantastic reviews from educators that use the courses as ateaching tool.
Support our mission to empower communities and spread the knowledge of financial literacy and get your Savings Guide today
Need A Monthly Mentor
No problem! Our partnership with Mike Pair Money will give you expert guidance at a low cost of $47.99/month.
Their certified mentors will help you build a plan and ensure you execute the plan. Offering every day tips and practical strategies to help you stay disciplined. Try it out. We're confident it'll give you the financial edge you need. Cancel Anytime.
Open A New Savings Account
If you are thinking about
starting , reopening, or chaning your bank,
keep SoFi in mind.
SoFi has been helping members reach financial independence since 2011.
Start saving and investing today!
Let's Master Your
Credit
Credit is the contractual agreement to receive goods, services, or money now with the promise to repay it later, usually with interest.
It is crucial because it dictates your financial reputation—impacting your ability to secure loans, rent apartments, pay lower insurance rates, or even get hired. A good credit score (typically 670–850) shows lenders you are low-risk.
Interest Rates & Fees: Pay attention to APRs and annual fees, as these increase the cost of borrowing
- What Can I Do To Improve My Credit?
- How To Monitor & Address Problems
- How Is Your Score Calculated?
- Get $100 w/ Discover*
Auto / Vehicle Loan Example with Good Credit & Bad Credit
Smart financial decisions
start with better insight.
Book a free strategy call and leave with clarity on where you are, what matters most, and your best next move.
Financial strategy, investor insight, and financial education for individuals and organizations ready to build lasting wealth.
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info@biddlesgroup.com
Disclaimer: Biddles Group provides financial education, research, and consulting services. We do not manage assets or provide individualized investment advice. Biddles Group supports and collaborates with nationally recognized financial education organizations, including the National Financial Educators Council (NFEC), the Michigan Financial Educators Council (MFEC), and Mike Pair Money to advance financial literacy initiatives and community education.